Cindy Kelly

Hi, I’m Cindy Kelly, a Reverse Mortgage Specialist with Mutual of Omaha Mortgage, serving homeowners in Mission Viejo, Orange County and throughout Southern California. As a California native, I’m proud to serve my local community while also helping homeowners in Arizona, Florida and Washington, where I’m licensed. I specialize in helping older homeowners understand how a reverse mortgage may allow them to access a portion of their home equity to support their financial goals. Reverse mortgages generally do not require monthly principal and interest payments while borrowers meet applicable loan obligations, including maintaining the home as their primary residence and paying property taxes, homeowners insurance and other applicable property charges. My goal is to help homeowners explore options that may support their retirement goals, including accessing funds for healthcare expenses and other financial needs. I work closely with each client to provide personalized guidance, explain available options and help them make informed decisions. My approach is centered on education, transparency and personalized service. I believe every homeowner deserves clear information, thoughtful guidance and the opportunity to understand their options before making an important financial decision. As a proud mom of two boys, I’m passionate about giving back to my community. I’m actively involved with organizations such as Rotary International, Casting for Recovery and Empower Logic Studio, reflecting my commitment to helping others and making a meaningful difference. I truly love helping people and would be honored to help you explore your reverse mortgage options and make informed decisions about your retirement.